24/7 Customer Support
Phone: 281.398.1010
Fax: 281.398.0909
Toll Free: 877.952.1010


Outdoor Insurance


24/7 Customer Support
Phone: 281.398.1010
Fax: 281.398.0909
Toll Free: 877.952.1010



Houston
Local: (281) 398-1010
Toll Free: (877) 952-1010
Fax: (281) 398-0909
21430 Provincial Blvd, Katy, TX 77450 • Get Directions

Hunting Insurance Outdoor Insurance Articles

When Does the Property Owner Have a “Duty of Care”?

If you are a property owner it is very important that you know what the term “duty of care” means for you and your property. To ensure the safety of yourself and all of your guests you will need to know when and how you are reliable for the safety of others.

If you are a property owner, a business owner, or a personal property owner, you are in charge of your guests and customers safety on your property. Different states have different rules as to who receives your care and how much care they will receive. In most states customers or guests of the home owner are given a high level of care, but those that were trespassing on your property and hurt themselves will get a very low amount of care.

The duty of care ensures that the property owner is acting as a responsible person. This means that they will need to fix all broken parts of the property that might be a hazard to the wellbeing of their guests. If someone falls and injures themselves on a broken porch step you will be responsible for that persons care because you did not fix the porch step like a responsible person would. If a person trips because they chose to wear improper shoes you may also be held accountable for their care.

To ensure that you have the right amount of property insurance you can purchase what is called outdoor insurance. This type of insurance is great to have if you own property where people do things outside. If you allow people to hunt on your property you should consider getting outdoor insurance. If you allow people to swim on your property you should consider outdoor insurance. This type of insurance will help protect your customers and guests. It will help you care for your property.

Insurance rates and rules differ from state to state and even county to county. It is for this reason that you should look up outdoor insurance that is will insure those near your property. To find the right company you should Google search the names of the insurance companies that offer outdoor insurance. This will allow you to find a company that know the rules of your state and they will be able to help you with any of your insurance needs and wants.